WHAT IS LIABILITY INSURANCE?
You may be familiar with seeing the words “bodily injury/property damage liability” as part of the coverage provided on your boat, home, auto or other type policy. What exactly is this? There are many types of policies that liability insurance is a part of, which include your personal policies and also many types commercial insurance for contractors, restaurants, bars, retail businesses, municipalities, landlords, etc.. This part of the policy pays up to the limit you have selected for bodily injury and property damage you may cause to someone else........READ FULL ARTICLE
Cathy J. Karas, President, Certified Insurance Counselor, KARAS INSURANCE AGENCIES INC, 321 SO. RIVERSIDE AVE, CROTON-ON-HUDSON, NY 10520.
Article provided by Art Stahl
Own a Retirement Account? Keep Your Beneficiary Designations Up to Date
When we complete an application to establish a retirement account for ourselves, we specify one or more individuals or charitable organizations to inherit our account when we’re gone, and typically don’t think about it again. As life circumstances change for ourselves or our loved ones, we might want to review our beneficiary designations; this article may help with this process. AFS.......READ FULL ARTICLE
Q: Hi Alex, I own a 2007 Yamaha waverunner and it is is hard to start. I charged up the battery and the battery will last a few turns and then the whole things dies. I bought a new battery, and everything. I think the waverunner has a dead short somewhere, yet it ran great when I put it away last year! I’ll drop it off at your shop today to see what I find.
Alex: After checking out his waverunner, here is what we found. First, all new batteries come dry, that is you need to fill the cells with electrolyte after you buy the battery and get it into the waverunner......READ FULL ARTICLE
by Ralph J. Ferrusi
The 150 miles or so of the Hudson from Manhattan to Albany isn’t exactly jam-packed with islands. As I figure - relying mostly on my trusty 2011 DeLorme New York Atlas & Gazetteer - there are about 20: some very well-known, others “Heh???” Let’s have some fun with this:
by John H. Vargo, Publisher
The Hudson River Valley has changed dramatically over the last one hundred years. Many of us older folks have seen areas go from farms to suburbs in a few years! The area described below is one area that has not changed and is exceptional! To me it spells opportunity for the right individuals. The location is Flats Road, Coxsackie, NY. It is timeless and beautiful in the multitude of farms that front on this road. With its 10 or more farms, most of them for sale, this is an area that is dramatically going to change or could stay as farmland. The farms are of varying sizes, and can fit, into different economic buyers.
by John H. Vargo, Publisher
(This concept is increasing the value of local farms)
When I was five or six years old, during World War Two, there was a junk man with a horse and wagon as well as vegetable wagon also pulled by a horse that visited our street once a week. Each had a regular route they made and they always stopped at my grandmother’s house. I never realized until much later that it was grandfather’s homemade wine that was the main attraction for stopping at my grandparent’s popular home. Today the modern version of the junk man is everywhere. However most interesting is how the vegetable wagon has changed into a company call FieldGoods